Privacy Policy

1. Information We Collect

We may collect the following information:

• Personal details such as name, email address, phone number
• Account credentials and role-based access information
• Transaction and payment-related records
• Chit group participation and contribution details
• Login activity and audit logs
• Device and browser information for security purposes

2. How We Use Your Information

Your information is used to:

• Provide access to the application and its features
• Manage chit fund operations, payments, and reports
• Authenticate users and enforce role-based access
• Maintain audit trails and comply with legal requirements
• Improve system security and performance
• Communicate system-related notifications

3. Data Security

We implement appropriate technical and organizational measures to protect your data, including:

• Encrypted storage of sensitive credentials
• Role-based access control
• Secure session handling
• Activity logging and monitoring

Access to personal data is restricted to authorized personnel only.

4. Data Sharing

We do not sell, trade, or rent your personal information.

Your data may be shared only:

• When required by law or regulatory authorities
• With payment gateway providers for transaction processing
• With trusted service providers strictly for system operation

5. Data Retention

We retain personal and financial data only for as long as required to:

• Fulfill operational needs
• Comply with applicable laws and regulations
• Maintain audit and financial records

6. User Responsibilities

Users are responsible for:

• Maintaining confidentiality of login credentials
• Logging out from shared devices
• Informing administrators of any unauthorized access

7. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be reflected on this page with an updated revision date.

8. Contact Information

For questions regarding this Privacy Policy or data handling practices, please contact: